Home InsuranceFeatured
Renters Insurance in Ohio: Costs, Rules and What to Check
Sarah MitchellAugust 22, 202613 min read
NewFEHB Premiums 2027: 10.9% Increase, Open Season Dates, Plans Leaving, and How Retirees Can Pay Less
Smart insurance decisions, made simple.
Independent, expert-backed guides and honest comparisons for health, car, home, travel, pet and life insurance — so you can save money and get the right coverage, without the jargon.
- In-depth guides
- 220+
- Insurance topics
- 10
- Free calculators
- 6
- Last updated
- Oct 7
Editor's Picks
Featured guides
Car InsuranceFeaturedCar Insurance for Young Drivers: Why It's Expensive and How to Save
Feb 3, 202614 min read
Life InsuranceFeaturedLife Insurance Basics: How Much You Need and What It Costs
Jan 22, 202613 min read
Fresh Content
Latest articles
Insurance NewsFEHB Premiums 2027: 10.9% Increase, Open Season Dates, Plans Leaving, and How Retirees Can Pay Less
OPM says federal employees and retirees will pay 10.9% more on average for FEHB in 2027, and Postal enrollees 8.2% more for PSHB. Open Season runs November 9 to December 14, 2026. Here are the numbers, the nine plans leaving, the new GLP-1 rules and how to compare FEHB plans.
Oct 7, 202612 min read
Insurance NewsFlorida Renters Insurance Rates Cut 12.8% for 122,000 Policies: Who Benefits, and What Hurricane Coverage Renters Really Have
Florida regulators approved an average 12.8% renters insurance rate cut from American Modern Home Insurance Company, effective October 11, 2026. Who gets it, the county-by-county cuts, whether renters insurance covers hurricane damage in Florida, and how to lower your premium.
Oct 7, 202611 min read
Insurance NewsEmployers Are Dropping GLP-1 Coverage for 2027: Will Your Insurance Still Cover Wegovy or Zepbound?
Fewer employers cover GLP-1 weight-loss drugs, and 14% have dropped or plan to drop them by 2027. How to check whether your insurance covers Wegovy or Zepbound, why claims get denied, how to get coverage approved, and what it costs if you pay cash.
Oct 7, 202612 min read
Insurance NewsICHRA Is Now a CHOICE Arrangement: Pros and Cons, ICHRA vs QSEHRA, and the 2027 Rules
On September 3, 2026, CMS and the SBA renamed the individual coverage HRA (ICHRA) the CHOICE Arrangement. The rules did not change. Here is how it works, the pros and cons for employers and employees, ICHRA vs QSEHRA, and the new 10.22% affordability test for 2027.
Oct 7, 202611 min read
Insurance NewsFlorida Home Insurance Rates Are Falling: Citizens Cuts, New Rate Decreases and How to Save in 2026
Florida homeowners insurance rates are finally coming down. Citizens cut rates an average 8.7%, more private insurers won approval for decreases in September 2026, and Citizens has shrunk to about 247,000 policies. Why rates are falling and how to make sure your premium drops too.
Oct 6, 202610 min read
Insurance NewsFSA Limits 2027: Health FSA, Carryover and the New $7,500 Dependent Care Limit
The 2027 health FSA limit is expected around $3,500 when the IRS announces it this fall, while the dependent care FSA limit stays at its new $7,500. The rules, deadlines and how much an FSA can save you before open enrollment.
Oct 6, 202611 min read
Browse Topics
Popular categories
Explore in-depth guides across every major insurance type.
45 articles
Pet Insurance
Pet insurance comparisons and guides for dogs and cats, covering accident and illness plans, costs and pre-existing conditions.
Explore guides35 articles
Car Insurance
Expert car insurance guides covering coverage types, discounts, state requirements and how to save money on your premium.
Explore guides33 articles
Home Insurance
Home and renters insurance guides covering dwelling and contents coverage, liability, common exclusions and how to lower your premium.
Explore guides27 articles
Health Insurance
Compare health insurance plans, understand deductibles and premiums, and find affordable coverage for you and your family.
Explore guides20 articles
Insurance Guides
Cross-cutting guides that explain how insurance works, how to compare quotes and estimate coverage, and how to choose a policy without the jargon.
Explore guides18 articles
Business Insurance
Business insurance guides for small businesses covering general liability, professional liability, workers comp and more.
Explore guides17 articles
Insurance News
The latest insurance industry news, rate trends and regulatory updates that affect your coverage and wallet.
Explore guides14 articles
Motorcycle Insurance
Motorcycle insurance guides covering custom and modified bikes, agreed value cover, accessory limits and riding for paid delivery work.
Explore guides12 articles
Life Insurance
Life insurance guides that demystify term and whole life policies, coverage amounts and how to get the best rates.
Explore guides6 articles
Travel Insurance
Travel insurance reviews and guides covering trip cancellation, emergency medical, baggage protection and more.
Explore guidesFree Tools
Insurance Calculators
Estimate costs and coverage in under a minute with our free, no-signup calculators.
Life Insurance NeedEstimate how much life cover your family needs.Car Insurance CostGet a rough idea of what car insurance may cost.Home Insurance CoverageFind the right dwelling coverage for your home.Pet Insurance CostEstimate monthly pet insurance premiums.Travel Insurance BudgetBudget for travel insurance on your next trip.Health Insurance BudgetPlan your health insurance monthly budget.
Frequently asked questions
Everything you need to know about Best Insurance Guide.
Best Insurance Guide is an independent publisher that creates expert-written guides, honest comparisons and free calculators to help you choose the right insurance and save money. We are not an insurance provider, broker or agent.
Yes, 100%. All of our guides, comparisons, calculators and tools are completely free. We may earn a commission when you click links to insurers, which never affects our opinions or recommendations.
Every article is researched against insurer disclosures, regulatory filings and industry sources, fact-checked, and reviewed on a regular schedule. We display the publish and updated dates on every article so you can see how current the information is. Where content requires specialized knowledge, we flag whether it has been reviewed by a credentialed expert.
No. We do not sell policies, issue quotes or act as a broker. We provide educational content and may connect you with licensed providers or comparison tools to obtain quotes yourself.