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Insurance GuidesAdditional Insured: What It Means and What It Actually Covers
Being named an additional insured gives someone else limited coverage under your policy. Here is what that means, how it differs from a named insured, certificate holder and loss payee, and how the endorsement works.
Insurance GuidesBoat Insurance in Arkansas: The 50-Horsepower Law and What Your Policy Should Cover
Arkansas is one of the few states that requires boat insurance. Here's who needs it under the 50-horsepower rule, the $50,000 minimum, proof on board, and how to insure bass boats, pontoons, duck boats and jet skis in Arkansas.
Insurance GuidesBoat Insurance in Maine: Requirements, Moorings, Winter Storage and What It Costs
Maine doesn't require boat insurance, but a short season, cold water, rocky ledges, lobster gear and long winter storage shape what Maine boaters should cover. Here's how boat insurance works in Maine.
Insurance GuidesBoat Insurance in South Carolina: Is It Required, and What Coastal and Lake Boaters Need
South Carolina doesn't require boat insurance by law, although a bill to require it has been debated. Here's what SC boat owners need to know about lenders, marinas, hurricanes, coastal vs lake coverage and cost.
Insurance GuidesCan You Cancel an Insurance Claim? Yes, But It May Not Disappear
You can usually withdraw an insurance claim before it is paid, but the record may stay on your claims history. Here is when cancelling makes sense, how to do it, and when you cannot.
Home InsuranceDo I Need Flood Insurance? How to Decide and How Much to Buy
Flood insurance is only required in some cases, but floods don't stop at a map line. Here's how to work out whether you need a policy, how much flood insurance you need, and what drives flood zone AE rates.
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