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Sarah MitchellAugust 22, 202613 min read
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Insurance NewsFlorida Home Insurance Rates Are Falling: Citizens Cuts, New Rate Decreases and How to Save in 2026
Florida homeowners insurance rates are finally coming down. Citizens cut rates an average 8.7%, more private insurers won approval for decreases in September 2026, and Citizens has shrunk to about 247,000 policies. Why rates are falling and how to make sure your premium drops too.
Oct 6, 202610 min read
Insurance NewsFSA Limits 2027: Health FSA, Carryover and the New $7,500 Dependent Care Limit
The 2027 health FSA limit is expected around $3,500 when the IRS announces it this fall, while the dependent care FSA limit stays at its new $7,500. The rules, deadlines and how much an FSA can save you before open enrollment.
Oct 6, 202611 min read
Insurance NewsHit a Deer? What to Do, and Whether Your Car Insurance Covers It
Deer season is here: October to December brings 41% of animal-collision claims. What to do right after you hit a deer, whether it is a comprehensive or collision claim, if liability covers it, and whether your rates will go up.
Oct 6, 202610 min read
Insurance NewsHSA Contribution Limits 2027: $4,500 and $9,000, Plus the New Rules on Who Qualifies
The IRS has set 2027 HSA contribution limits at $4,500 for self-only and $9,000 for family coverage, with a $1,000 catch-up at 55. The 2027 HDHP rules, who can now contribute, key deadlines, and how to get the most from your HSA.
Oct 6, 202611 min read
Insurance NewsInsurance Claim Denied? What to Do Now, as Senators Probe $0 Claim Payouts
Senators Warren and Hawley are questioning State Farm, Allstate, USAA and three other insurers about claims closed without payment. Why claims get denied, how to appeal, and where to complain if your insurer won't pay.
Oct 6, 202611 min read
Insurance NewsMedicare Advantage Plans Leaving in 2027: What to Do If Your Plan Is Ending
Insurers are dropping Medicare Advantage plans for 2027. About 600,000 Humana members alone are losing their plan, and Florida has 51 fewer plans. Your special enrollment and Medigap rights, key deadlines, and how to choose a new plan.
Oct 6, 202611 min read
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